Tau Quanta ..

Utilization of Data to drive business strategies

In today's world, financial institutions face many challenges when it comes to managing their portfolios and mitigating risks associated with credit operations. One of the main challenges is the absence of comprehensive insights into their clients' credit profiles and behaviors within the financial institution and other financial institutions. Without a high-level view of bulk segments, financial institutions struggle to make solid decisions and end up with poor portfolio risk management.

Another challenge faced by financial institutions is the huge amount of data that needs to be organized and analyzed to get a comprehensive overview of their clients' status. When financial institutions receive batch inquiry files from the Credit Bureau, they often encounter unreadable data within the file, making it challenging to analyze the data and draw insights.

However, thanks to the rise of data analysis, the need for a powerful analytics tool that utilizes credit bureau's data to provide valuable insights to risk, retail banking, and corporate banking is on the rise. This is where Ascot Enterprise Solutions developed Tau Quanta, a portfolio management tool that visually analyzes and displays the client's data contained in the Batch Enquiry output file to help financial institutions make informed decisions and mitigate risks associated with credit operations.

Tau Quanta uses predefined criteria to analyze millions of records and generate insights in the form of charts and reports. This allows financial institutions to get a full view of their financial institution's financial users' status and trends and better manage their risk exposure. The tool also enables users to create their own filters and reports to customize their analysis and decision-making process.

One of the main benefits of using Tau Quanta is its ability to help financial institutions develop revenue streams. The tool creates a ready list of potential good clients and enhances cross-selling and up-selling activities based on each client's classification. Additionally, Tau Quanta enables financial institutions to develop new financial products based on the analyzed data and enhance the KYC process by learning about the behaviors of their clients with other financial institutions.

Tau Quanta also helps financial institutions minimize credit risks by assigning different risk levels to each client and reaching a final assessment about whether or not the financial institution is too exposed to the damage done by potential defaults. The tool sets the rules for calculating risk-weighted assets and helps financial institutions set the right strategy to mitigate potential risks associated with credit-granting activities.

Furthermore, Tau Quanta optimizes operations by feeding the early warning system with the needed data, building proactive collection policies, and analyzing the current offerings to determine what works and what doesn't work.

In today's world, financial institutions face many challenges when it comes to managing their portfolios and mitigating risks associated with credit operations. One of the main challenges is the absence of comprehensive insights into their clients' credit profiles and behaviors within the financial institution and other financial institutions. Without a high-level view of bulk segments, financial institutions struggle to make solid decisions and end up with poor portfolio risk management.

Another challenge faced by financial institutions is the huge amount of data that needs to be organized and analyzed to get a comprehensive overview of their clients' status. When financial institutions receive batch inquiry files from the Credit Bureau, they often encounter unreadable data within the file, making it challenging to analyze the data and draw insights.

However, thanks to the rise of data analysis, the need for a powerful analytics tool that utilizes credit bureau's data to provide valuable insights to risk, retail banking, and corporate banking is on the rise. This is where Ascot Enterprise Solutions developed Tau Quanta, a portfolio management tool that visually analyzes and displays the client's data contained in the Batch Enquiry output file to help financial institutions make informed decisions and mitigate risks associated with credit operations.

Tau Quanta uses predefined criteria to analyze millions of records and generate insights in the form of charts and reports. This allows financial institutions to get a full view of their financial institution's financial users' status and trends and better manage their risk exposure. The tool also enables users to create their own filters and reports to customize their analysis and decision-making process.

One of the main benefits of using Tau Quanta is its ability to help financial institutions develop revenue streams. The tool creates a ready list of potential good clients and enhances cross-selling and up-selling activities based on each client's classification. Additionally, Tau Quanta enables financial institutions to develop new financial products based on the analyzed data and enhance the KYC process by learning about the behaviors of their clients with other financial institutions.

Tau Quanta also helps financial institutions minimize credit risks by assigning different risk levels to each client and reaching a final assessment about whether or not the financial institution is too exposed to the damage done by potential defaults. The tool sets the rules for calculating risk-weighted assets and helps financial institutions set the right strategy to mitigate potential risks associated with credit-granting activities.

Furthermore, Tau Quanta optimizes operations by feeding the early warning system with the needed data, building proactive collection policies, and analyzing the current offerings to determine what works and what doesn't work.